The different needs and circumstances of borrowers call for varied types of home loans. For example, there are traditional mortgages you can get from private lenders if you have above-average qualifications. Otherwise, you can depend on government-backed loans if you…
If you want to qualify for a mortgage, it is inherent that you become aware of minimum credit score requirements. Each type of loan has benefits for particular borrowers and situations. There's a mortgage that can be great for you…
Any fantasy about dream houses or the perfect seaside home is usually accompanied by the realization that it's time to take a look at your latest credit report. Many people often worry if they qualify for a mortgage, especially if…
When you have a credit score of 650, there's really not much left to go to get to the Good FICO Score range. If you didn't know this yet, though, we have great news for you because, as far as…
With a 700 credit score, you're probably the envy of some of your neighbors. A credit score of 700 is more than enough to fulfill the minimum credit score requirements of most mortgages you will find in the market. There's…
When home prices are rising, it might be harder to find a house in your price range than qualify for a mortgage with reasonable interest rates. Recently, we've been seeing the lowest mortgage rates in a long time due to…
FICO Scores start at 300, so a 300 credit score is definitely the worst score you can get. According to Experian, only 1% of American borrowers actually have a FICO score lower than 500, but this doesn't mean that only…
There is a good and a bad credit score range. Fortunately, a 680 FICO Score falls under the good credit score category. So, if you want to buy a house, it can put you at a great advantage so you…
It's not easy to improve your credit score after going through bankruptcy, but it is possible. However, depending on how long it has been since you had a debt turned over to collections, it can take a long while before…
With home prices continuing to rise, are you anxious that your credit score might not allow you to buy a house? Worry no more because credit scores are not the end-all-be-all of mortgage applications. You could even get approved without…