Are you excited to buy a house? Well, the first thing you will have to know about is your credit score. Do you know what your credit score is? Have you tried researching what credit score do you need to…
Your credit score does not actually determine how much home you'll be able to afford. A FICO Score is only a representation of how much risk you bring as a potential borrower. However, your credit score significantly affects how expensive…
Credit scores are essential to qualify for a mortgage, but only if you are really bent on getting a particular type of loan. Many people may not be aware of this, but it is actually possible to get a mortgage…
Often, those last 10 seconds before you see your credit score are the scariest. Even if you have been religiously paying your bills on time or watching your card utilization rates, there can be a brief moment of self-doubt as…
If you understand how interest rates work, you probably already know how important it is not to get a mortgage when you have bad credit, especially if you're looking to pay for it for up to thirty years. There are…
Whether you are already planning to buy a house in the next year or in five, it's never too early to start working on your credit score. After all, maintaining a good rating can also prepare you for emergencies, in…
Many people tend to get antsy when it comes to knowing their credit scores, that they might probably do whatever they can to avoid getting any loan. However, the reality remains that sooner or later, you will need to borrow…
If you've been finding it hard to choose a mortgage, you're not alone. Home loans are one of those adult hoops everyone encounters inevitably. Signing a mortgage deal can be one of the most important decisions a person can make…
Even as the world continues to deal with the COVID-19 pandemic, life goes on, and with it are the many responsibilities many of us cannot put on hold. One of which is securing a home for our families. Whether you…
For many of us, debt is just a fact of life. It's one of those things everyone eventually encounters as we grow old, especially if we mean to settle in our own home. Today, applying for a mortgage is an…