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For Profit, For Good

Our mission is to provide a safe and secure place for anyone to make the dream of homeownership a reality. We do this by providing lenders a Fairness-as-A-Service solution suite that brings awareness, accountability, and oversight to Community Reinvestment Act (CRA) and Fair Lending requirements.

We have designed Home Lending Pal with borrower empowerment in mind to help address the inefficiencies and biases in the home buying process. Fairness for all should be a requirement, not just a topic of conversation. Lenders within the HLP network are leveraging our alert system to make more informed decisions to address possible biases in their process.

Making a difference

Home Lending Pal charges lenders to join our distributed ledger network and charges flat fees for lenders to access your anonymous financial and credit information. We donate to charities and non-profit organizations that promote financial health and inclusion. 

This Means

  • Our business model is driven by successfully helping you become a homeowner.
  • Up to 2% of our revenues are donated back to building our communities.
  • Our business is driven by having social good rooted at our core. We aspire to be a Certified B-Corp.

How Balance America Works

You become a member so that artificial intelligence can automatically assist you

Once you decide to connect to a lender, our alert system ensures fairness

Lenders provide special down payment and credit assistance programs for us to educate our members on

Join Our Movement to Build Inclusive Communities

Join 100,000+ members who support the HLP mission to create greater transparency in the mortgage industry. We would love to explore ways to help your community build wealth through homeownership.

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