Whatever your got-to home buying strategy is—a cash buyer or home loan diva—we've put together a little boot camp house buying list for what comes after you say "Yes" to your dream home. What is a mortgage commitment letter? A…
Oh. We hear you if you saw the word "commitment" and either turned away or dug in. Sometimes, you'll need to be all-in in the home buying journey, and other times, you can pass. What are the mortgage basics? Applying…
You might think that a home inspection is an essential part of the home buying process, and you'd be right to do so, but some home buyers don't bother to hire home inspectors. Unfortunately, in doing so, they often commit…
A home purchase is not an easy decision to make. You have to consider several factors aside from the actual house you will eventually buy. It's also not something you can always prepare for because while some people can experience…
House-hunting is a thrilling exercise that is only really dampened by the amount of paper-pushing you need to do to buy a house. You'll talk to lots of real estate agents and loan officers who will have a lot of…
A house is the biggest purchase that not everyone has the privilege to experience in life. However, it is an exciting accomplishment once you know that you are ready to buy your first home. Due to the large amount of…
As of this writing, the average credit score in America has reached an all-time high of 711. The FICO Scoring scheme is the most commonly used credit scoring model used by the three major credit bureaus: Experian, Equifax, and TransUnion.…
When people choose the home loan that will finance their real estate purchase, they usually want to know if they'll have to pay for mortgage insurance, make a deposit, or stay in the home for a specific length of time.…
Everyone has a mental picture of their dream home. Some people may prefer to live in a detached house with its garage or even a garden. On the other hand, if you are a city person, you might want to…
When people find out that they have a 500 credit score, it is rational to ask if they can qualify for a mortgage given a low credit score. However, when you take into account that even consumers without credit scores…